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Does Life Insurance Cover Pandemics. You should also be fully covered for coronavirus under any life insurance policy you already have in place. What if i don't have life insurance?
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The life insurance policy is for accidental death insurance (ad&d insurance). So the good news is you're covered, there's no collusion. There don’t tend to be exclusions for pandemics as standard in most life insurance policies.
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If you are already having a life insurance policy then your nominee will receive the death benefit in case the pandemic takes away your life. That figure may cause panic for residents and could serve as reminder to check on your life insurance policy or provide the impetus to apply for a plan. Agarwal said, existing life insurance policyholders are covered. “policies cover and adapt even in a pandemic.