Does Life Insurance Cover Drug Overdose at Life

Does Life Insurance Cover Drug Overdose. If you disclosed everything and your life changes later, the policy pays with the exception of suicide in the first two years. If someone dies from a drug overdose, are the proceeds from a life insurance policy canceled?

There are factors that insurance companies look into to determine if the insurance company will pay the death benefit for a drug overdose. If an individual is forthright about their drug use during the application, there is a chance that the life insurance policy will cover the drug overdose. If an individual is forthright about their drug use during the application, there is a chance that the life insurance policy will cover the drug.

Does Life Insurance Cover Drug Overdose? PolicyScout

If you disclosed everything and your life changes later, the policy pays with the exception of suicide in the first two years. There are several factors that insurers may. Many insurance companies do cover drug overdoses, but some may not. The type and amount of insurance coverage for drug overdose typically depends on the insurance company as well as the policy that you’re on.